:root{--ink:#09223c;--blue:#0a5fa8;--gold:#f2b735;--paper:#f5f8fb;--muted:#607287;--navy:#08213b;--line:#dce5ee;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.58 Arial,Helvetica,sans-serif}
a{color:inherit;text-decoration:none}
.topbar{min-height:40px;background:var(--navy);color:#fff;padding:8px max(24px,calc((100% - 1120px)/2));display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:13px}
.topbar a{font-weight:700;color:#f5c34d}
.site-header{height:78px;background:#fff;border-bottom:1px solid #e8eef3;padding:0 max(24px,calc((100% - 1120px)/2));display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-weight:900;font-size:23px;letter-spacing:.4px;white-space:nowrap}.brand span{color:var(--blue)}
nav{display:flex;align-items:center;gap:28px;color:#34465c;font-weight:700;font-size:14px}nav a:hover,footer a:hover{color:var(--blue)}
.hub-hero{background:linear-gradient(118deg,#08213b 0%,#103d63 72%,#0a5fa8 100%);color:#fff;padding:76px max(24px,calc((100% - 1120px)/2)) 82px;position:relative;overflow:hidden}
.hub-hero:after{content:"";position:absolute;width:340px;height:340px;border:1px solid rgba(242,183,53,.35);border-radius:50%;right:max(5vw,calc((100% - 1300px)/2));top:34px;box-shadow:0 0 0 32px rgba(242,183,53,.04),0 0 0 66px rgba(242,183,53,.035)}
.hub-hero>*{position:relative;z-index:1}.eyebrow{font-size:12px;letter-spacing:1.8px;font-weight:800;text-transform:uppercase;color:#f5c34d}.eyebrow.blue{color:var(--blue)}
h1,h2,h3,p{margin-top:0}h1{font-size:clamp(40px,6vw,68px);line-height:1.04;letter-spacing:-1.5px;max-width:760px;margin:17px 0 18px}h2{font-size:36px;line-height:1.16;letter-spacing:-.55px;margin:8px 0 12px}h3{font-size:22px;line-height:1.22;margin:12px 0 9px}
.hub-hero p{font-size:19px;max-width:640px;color:#e1ebf1;margin-bottom:27px}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:5px;font-weight:800;transition:transform .16s ease,box-shadow .16s ease}.button:hover{transform:translateY(-1px);box-shadow:0 7px 18px rgba(0,0,0,.16)}.primary{background:var(--gold);color:#12253a}.secondary{border:1px solid rgba(255,255,255,.8);color:#fff}
.section{max-width:1120px;margin:auto;padding:70px 24px 78px}.section-heading{max-width:720px;margin-bottom:30px}.section-heading p,.service-card p,.form-intro,.note,.helper{color:var(--muted)}
.service-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.service-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:10px;padding:27px 30px 25px;min-height:220px;box-shadow:0 5px 20px rgba(9,34,60,.045);transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}.service-card:hover{transform:translateY(-3px);border-color:#a8c6df;box-shadow:0 12px 28px rgba(9,34,60,.09)}.card-number{position:absolute;right:27px;top:23px;color:#b8c7d5;font-size:13px;font-weight:800}.card-tag{display:block;color:var(--blue);font-weight:800;font-size:11px;letter-spacing:1.5px}.service-card p{max-width:470px;margin-bottom:17px}.card-link{font-weight:800;color:var(--blue)}.card-link b{font-size:19px;margin-left:5px}
.contact-strip{background:#e9f0f5;padding:38px max(24px,calc((100% - 1120px)/2));display:flex;align-items:center;justify-content:space-between;gap:28px}.contact-strip h2{font-size:28px;margin:7px 0}.contact-strip p{margin:0;color:var(--muted)}.buttons{display:flex;flex-wrap:wrap;gap:12px}.contact-strip .secondary{color:var(--ink);border-color:#8297aa}
footer{min-height:82px;background:var(--navy);color:#d9e6ef;padding:18px max(24px,calc((100% - 1120px)/2));display:flex;align-items:center;justify-content:space-between;gap:18px;font-size:13px}footer .brand{color:#fff;font-size:17px}footer a:last-child{font-weight:700}
.breadcrumb{max-width:1120px;margin:0 auto;padding:20px 24px 0;font-size:13px;color:var(--muted)}.breadcrumb a{color:var(--blue);font-weight:700}.page-hero{background:linear-gradient(118deg,#08213b 0%,#103d63 76%,#0a5fa8 100%);color:#fff;padding:42px max(24px,calc((100% - 1120px)/2)) 47px}.page-hero h1{font-size:clamp(36px,5vw,54px);max-width:830px}.page-hero p{max-width:700px;color:#e1ebf1;font-size:18px;margin:0}.page-wrap{max-width:1120px;margin:0 auto;padding:38px 24px 76px;display:grid;grid-template-columns:minmax(0,1.65fr) minmax(260px,.8fr);gap:26px;align-items:start}.form-panel,.info-panel{background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 6px 24px rgba(9,34,60,.055)}.form-panel{padding:30px}.form-panel h2{font-size:27px}.form-intro{margin-bottom:24px}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label,.legend{font-size:13px;font-weight:800;color:#34465c}.required{color:#ad4929}.field input,.field select,.field textarea{width:100%;border:1px solid #b9c8d5;border-radius:5px;background:#fff;color:var(--ink);font:inherit;padding:12px 13px;min-height:47px}.field textarea{min-height:120px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(10,95,168,.17);border-color:var(--blue)}.helper{font-size:12px;margin:-1px 0 0}.choice-group{grid-column:1/-1;border:0;padding:0;margin:0}.choice-list{display:flex;flex-wrap:wrap;gap:9px;margin-top:9px}.choice{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--line);border-radius:5px;padding:9px 11px;font-size:13px;color:#34465c;background:#fbfcfd}.choice input{accent-color:var(--blue)}.form-actions{margin-top:22px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}.form-actions .primary{border:0;cursor:pointer;font:inherit;font-weight:800}.form-note{font-size:12px;color:var(--muted);margin:17px 0 0}.form-status{margin:15px 0 0;color:#0a5fa8;font-weight:700;font-size:14px}.info-panel{padding:25px;background:#f0f5f8}.info-panel h2{font-size:22px}.info-panel p,.info-panel li{font-size:14px;color:#53677a}.info-panel ul{padding-left:19px;margin:14px 0}.info-panel li{margin:9px 0}.info-panel .contact-card{border-top:1px solid #cfdae3;margin-top:20px;padding-top:17px}.contact-card a{color:var(--blue);font-weight:800;display:block;margin:7px 0}.disclaimer{font-size:12px;color:#607287;margin-top:18px}.page-links{margin-top:20px;padding-top:17px;border-top:1px solid #cfdae3;display:grid;gap:9px;font-size:13px}.page-links a{color:var(--blue);font-weight:700}
@media(max-width:760px){.site-header{height:auto;min-height:72px;align-items:flex-start;padding-top:18px;padding-bottom:17px;flex-direction:column;gap:12px}nav{gap:18px;flex-wrap:wrap}.hub-hero{padding-top:58px;padding-bottom:62px}.hub-hero:after{right:-190px;top:25px}.section{padding-top:53px;padding-bottom:58px}.contact-strip{align-items:flex-start;flex-direction:column}.page-wrap{grid-template-columns:1fr;padding-top:25px}.info-panel{order:2}}
@media(max-width:560px){.topbar{font-size:12px;align-items:flex-start}.topbar span{max-width:68%}.service-grid{grid-template-columns:1fr}.service-card{min-height:0}.form-panel{padding:22px 18px}.form-grid{grid-template-columns:1fr}.field.full,.choice-group{grid-column:auto}.page-hero{padding-top:34px;padding-bottom:36px}footer{flex-wrap:wrap;justify-content:flex-start}}
